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	<title>Comments on: Whew</title>
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		<title>By: TB</title>
		<link>https://habitablezone.com/2011/10/02/whew/#comment-6662</link>
		<dc:creator>TB</dc:creator>
		<pubDate>Mon, 03 Oct 2011 16:35:38 +0000</pubDate>
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		<description>General rule of thumb is you should have at least one percentage point difference to make it worth while.  Rates are pretty damn low right now.

It is a hassle, but I used a broker I&#039;ve had good luck with.  They do a lot of the scutwork for me, and make the rest easier.</description>
		<content:encoded><![CDATA[<p>General rule of thumb is you should have at least one percentage point difference to make it worth while.  Rates are pretty damn low right now.</p>
<p>It is a hassle, but I used a broker I&#8217;ve had good luck with.  They do a lot of the scutwork for me, and make the rest easier.</p>
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		<title>By: Eri</title>
		<link>https://habitablezone.com/2011/10/02/whew/#comment-6653</link>
		<dc:creator>Eri</dc:creator>
		<pubDate>Mon, 03 Oct 2011 05:54:51 +0000</pubDate>
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		<description>I thought about it.  I already have a low rate.  But by the time they charge points or whatever it is they tack on, I&#039;m not sure it would have made enough difference to make it worth going through.</description>
		<content:encoded><![CDATA[<p>I thought about it.  I already have a low rate.  But by the time they charge points or whatever it is they tack on, I&#8217;m not sure it would have made enough difference to make it worth going through.</p>
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