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	<title>Comments on: Dead broke with no access to money in Biloxi, Mississippi on a Sunday night..</title>
	<atom:link href="http://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/feed/" rel="self" type="application/rss+xml" />
	<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/</link>
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		<title>By: SDAI-Tech</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24507</link>
		<dc:creator>SDAI-Tech</dc:creator>
		<pubDate>Fri, 07 Jun 2013 12:20:41 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24507</guid>
		<description>Roughly 25 percent of unauthorized card access these days is done through the gas pumps. Those pumps are rigged to steal your number and your password/pin.  If the gas station has an ATM use the ATM withdraw cash and pay the cashier for the gas.  

I suspect Bowser paid for gas somewhere with that card and swiped it on a pump. Why do wonderful things happen to wonderful people? I guess that&#039;s just another mystery of the universe.</description>
		<content:encoded><![CDATA[<p>Roughly 25 percent of unauthorized card access these days is done through the gas pumps. Those pumps are rigged to steal your number and your password/pin.  If the gas station has an ATM use the ATM withdraw cash and pay the cashier for the gas.  </p>
<p>I suspect Bowser paid for gas somewhere with that card and swiped it on a pump. Why do wonderful things happen to wonderful people? I guess that&#8217;s just another mystery of the universe.</p>
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		<title>By: alcaray</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24031</link>
		<dc:creator>alcaray</dc:creator>
		<pubDate>Thu, 16 May 2013 19:59:26 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24031</guid>
		<description>Your bank does not sound like a very helpful one.  Many  or most banks will bend over backwards to keep vacation disasters from happening to their customers.  There should be procedures in place to keep you from being stranded.</description>
		<content:encoded><![CDATA[<p>Your bank does not sound like a very helpful one.  Many  or most banks will bend over backwards to keep vacation disasters from happening to their customers.  There should be procedures in place to keep you from being stranded.</p>
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		<title>By: alcaray</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24030</link>
		<dc:creator>alcaray</dc:creator>
		<pubDate>Thu, 16 May 2013 19:57:02 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24030</guid>
		<description>no trouble</description>
		<content:encoded><![CDATA[<p>no trouble</p>
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		<title>By: FrankC</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24028</link>
		<dc:creator>FrankC</dc:creator>
		<pubDate>Thu, 16 May 2013 19:47:50 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24028</guid>
		<description>close to 200.00 in charges showed up on my debit card from a nearby convenience store that we use from time to time.

We were still in possession of the card as it sounds like you are. We canceled the card and filed a claim and the charges were deducted. After we submitted the paper work I figured I was done with it. The bank rep I originally spoke to said this kind of fraud (cared still in our possession) is not unusual.

About 60 days later I saw that the charges had been reapplied to my account. When I finally made it through the maze to the fraud dept investigators they told me that the claim was denied since the card had never been out of our possession and the pin had been used. We never use the pin for purchases and I the original guy told me that there is no way the bank knows for sure if the pin was used or not. It is a matter of how the merchant submits the charge.

Bottom line, I can pound sand. I think a store employee is responsible but I guess the bank didn&#039;t want the hassle.</description>
		<content:encoded><![CDATA[<p>close to 200.00 in charges showed up on my debit card from a nearby convenience store that we use from time to time.</p>
<p>We were still in possession of the card as it sounds like you are. We canceled the card and filed a claim and the charges were deducted. After we submitted the paper work I figured I was done with it. The bank rep I originally spoke to said this kind of fraud (cared still in our possession) is not unusual.</p>
<p>About 60 days later I saw that the charges had been reapplied to my account. When I finally made it through the maze to the fraud dept investigators they told me that the claim was denied since the card had never been out of our possession and the pin had been used. We never use the pin for purchases and I the original guy told me that there is no way the bank knows for sure if the pin was used or not. It is a matter of how the merchant submits the charge.</p>
<p>Bottom line, I can pound sand. I think a store employee is responsible but I guess the bank didn&#8217;t want the hassle.</p>
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		<title>By: bowser</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24021</link>
		<dc:creator>bowser</dc:creator>
		<pubDate>Thu, 16 May 2013 03:47:23 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24021</guid>
		<description>It just happened at an inconvenient time and place.  There are worse problems to have.  I&#039;d rather they shut the account than I pay for the stuff!</description>
		<content:encoded><![CDATA[<p>It just happened at an inconvenient time and place.  There are worse problems to have.  I&#8217;d rather they shut the account than I pay for the stuff!</p>
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		<title>By: bowser</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24020</link>
		<dc:creator>bowser</dc:creator>
		<pubDate>Thu, 16 May 2013 03:45:24 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24020</guid>
		<description>I think I may have solved my problem, rather ingeniously if I say so myself.
I mailed two checks to a friend of mine and asked him to deposit them to his account.  And I&#039;ve also asked him to send most of one of them to me via Western Union.  I can pick that up almost anywhere I find myself.  After I&#039;ve picked up the first, if necessary I will ask him to Western Union the second.  By then I&#039;ll be in Tucson with relatives, and have asked my tenant to Priority Mail the new card when it comes to the house.  So I think I&#039;m covered.

Right now I&#039;ve stayed three days in an RV park which is part of a casino.  They will cash my checks.  I&#039;ve stayed here to clean up the RV.  I&#039;ve been in it long enough to know what I need and don&#039;t need and where to put things.  It also got truly trashed.  This is like living in a tent except in a tent you clean it out every day as you move along.

Again alcaray, thanks a lot.  I can&#039;t tell you how much that means!

Arf</description>
		<content:encoded><![CDATA[<p>I think I may have solved my problem, rather ingeniously if I say so myself.<br />
I mailed two checks to a friend of mine and asked him to deposit them to his account.  And I&#8217;ve also asked him to send most of one of them to me via Western Union.  I can pick that up almost anywhere I find myself.  After I&#8217;ve picked up the first, if necessary I will ask him to Western Union the second.  By then I&#8217;ll be in Tucson with relatives, and have asked my tenant to Priority Mail the new card when it comes to the house.  So I think I&#8217;m covered.</p>
<p>Right now I&#8217;ve stayed three days in an RV park which is part of a casino.  They will cash my checks.  I&#8217;ve stayed here to clean up the RV.  I&#8217;ve been in it long enough to know what I need and don&#8217;t need and where to put things.  It also got truly trashed.  This is like living in a tent except in a tent you clean it out every day as you move along.</p>
<p>Again alcaray, thanks a lot.  I can&#8217;t tell you how much that means!</p>
<p>Arf</p>
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		<title>By: alcaray</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24014</link>
		<dc:creator>alcaray</dc:creator>
		<pubDate>Thu, 16 May 2013 02:01:10 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24014</guid>
		<description>I&#039;m making him do the busy-work.</description>
		<content:encoded><![CDATA[<p>I&#8217;m making him do the busy-work.</p>
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		<title>By: Jody</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24011</link>
		<dc:creator>Jody</dc:creator>
		<pubDate>Thu, 16 May 2013 01:09:41 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24011</guid>
		<description>alcaray that is very kind of you.</description>
		<content:encoded><![CDATA[<p>alcaray that is very kind of you.</p>
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		<title>By: alcaray</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-24009</link>
		<dc:creator>alcaray</dc:creator>
		<pubDate>Thu, 16 May 2013 00:20:55 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-24009</guid>
		<description>...and if you can figure out a way for me to get some cash to you, I will do what I can (probably tomorrow morning?).  I&#039;m at hotmail.com.  Name is my name.  Use your older name from the msnbc days to ID yourself.</description>
		<content:encoded><![CDATA[<p>&#8230;and if you can figure out a way for me to get some cash to you, I will do what I can (probably tomorrow morning?).  I&#8217;m at hotmail.com.  Name is my name.  Use your older name from the msnbc days to ID yourself.</p>
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		<title>By: TB</title>
		<link>https://habitablezone.com/2013/05/14/dead-broke-with-no-access-to-money-in-biloxi-mississippi-on-a-sunday-night/#comment-23998</link>
		<dc:creator>TB</dc:creator>
		<pubDate>Wed, 15 May 2013 15:36:59 +0000</pubDate>
		<guid isPermaLink="false">http://habitablezone.com/?p=32695#comment-23998</guid>
		<description>&lt;p&gt;And yet there are $1500 in purchases on your card you know nothing about.&lt;/p&gt;

That&#039;s not an insignificant data point.  Somebody back in Florida someplace you were visiting may be stealing your money, and unlike credit card charges, a debit card is harder to recover from false charges.

This company may have cut off somebody having a field day on your bank account.  Uncanceling that card at that point would not be wise.

I&#039;d suggest a visit to a local branch of your bank (if available) ASAP.

I just ordered a laptop for my daughter down south, billing on my address and shipping to her work address.  The company&#039;s bank couldn&#039;t approve a credit card charge because the work address was completely unknown to them on my records.  They were very nice about it, and I came up with a workaround we could both live with.

Fraud is a huge problem in this electronic age, and companies are always looking out for it.

Let us know how this turns out.  Good luck!</description>
		<content:encoded><![CDATA[<p>And yet there are $1500 in purchases on your card you know nothing about.</p>
<p>That&#8217;s not an insignificant data point.  Somebody back in Florida someplace you were visiting may be stealing your money, and unlike credit card charges, a debit card is harder to recover from false charges.</p>
<p>This company may have cut off somebody having a field day on your bank account.  Uncanceling that card at that point would not be wise.</p>
<p>I&#8217;d suggest a visit to a local branch of your bank (if available) ASAP.</p>
<p>I just ordered a laptop for my daughter down south, billing on my address and shipping to her work address.  The company&#8217;s bank couldn&#8217;t approve a credit card charge because the work address was completely unknown to them on my records.  They were very nice about it, and I came up with a workaround we could both live with.</p>
<p>Fraud is a huge problem in this electronic age, and companies are always looking out for it.</p>
<p>Let us know how this turns out.  Good luck!</p>
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