Something that should be obvious to anyone….

As the U.S. Senate considers the Better Care Reconciliation Act, we are writing to urge
you to strike the “Consumer Freedom Option” from the bill. It is simply unworkable in
any form and would undermine protections for those with pre-existing medical
conditions, increase premiums and lead to widespread terminations of coverage for
people currently enrolled in the individual market.
The Consumer Freedom Option allows insurers to sell products that must comply with all
rules in current law alongside plans that do not comply with current insurance reforms –
meaning they are allowed to refuse offering coverage to certain people, charge different
rates based on age and gender, and not provide comprehensive health benefits. This
would allow the new plans to “cherry pick” only healthy people from the existing market
making coverage unaffordable for the millions of people who need or want
comprehensive coverage, including, for example, coverage for prescription drugs and
mental health services.